"I'm thinking of starting a bank. It will be known as TBSP, which stands for The Bank to Suit your Packet. As far as I can make out it works like this: Money in x 10 = Money out. But seriously TBSP means The Better Savings Project. Actually it should be Savings and Loans, but I left out the mention of Loans. When you save with me, I mean us, we will charge you a small fee, not too small of course, for taking care of your hard earned money. Well, not really taking care of it because I, sorry I mean we, will lend your money to another bank who will look after that side of things. This other bank will be, I should say is, a bona fide subsidiary of TBSP. It will be known on the High Street as HCLS. There's a picture of the head office just below. HCLS means Honourable Cash Loan Service. HCLS is an offshoot of our sister company and affiliated to an international cartel with an office in . . . , well you'd be surprised if I told you. I like to say 'our' because that's how we bankers like to talk. It makes us sound more trustworthy. Excuse me, did I really say that? Yes. So you see our money is safe with us. No need to lose any sleep over it. No need to tax yourself with another restless night on a lumpy mattress. We will take care of everything. And should the worst happen, there will be a government official on the scene before you can say bankers-bonus to bail out the boat, which is to say the Happy Cuckoo . . ."